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by RestonNow.com Sponsor June 7, 2018 at 12:00 pm 0

If you are single and have no kids, you may think spending money on an estate plan can wait. But if you own anything of value such as a home, you may want to rethink your decision.

Imagine that you live in Reston and your parents live in California. The unthinkable happens to you and your grieving parents have to hire an attorney in Virginia to probate your intestate estate because you died without a will.

No one intentionally leaves their parents in this situation, but it happens all the time.

There are other benefits to making a will. Perhaps you have potential heirs that are entitled to receive your property if you die intestate and these potential heirs would squander any inheritance of your property.

Talking to an attorney will help identify and address how to effectively disinherit someone.

For example, it’s better to almost disinherit a person and incentivize them not to protest. For instance, if you have an estate of half a million dollars, you could leave a troublesome sibling $1,000 and combine that with a no-contest clause saying that anyone who challenges the will loses their inheritance.

Certainly, you have people in your life that you care about or maybe even a dog. How do you want them to be provided for?

Care enough to leave clear and legally rock-solid language about your wishes. If you do not leave clear instructions, your loved ones will have to navigate the complexities of the probate process while trying to grieve your loss. Think of making a will as an act of love to make life easier for those you leave behind.

Even if you are single and don’t have children, you need an estate plan. Contact us or call me at 703-712-8000 to set up a consultation and take the necessary steps to protect your assets and make provisions for the people (and things) that are important to you.

J-Petal Now Open in Reston

by RestonNow.com Sponsor May 3, 2018 at 1:00 pm 0

Are you looking for an all natural, gluten-free treat? J-petal’s Japanese crepes and Thai rolled ice cream could be just want you need.

Inspired by Japanese crepes, J-petal’s founders put a twist on their recipes, then tested them out thousands of times before bringing them to the market. The Brooklyn-based shop has a Reston location that serves its crepes made with fresh fruit, vegetables and meats.

The J-petal Special, for instance, is loaded with in-house seasoned beef, chicken, shrimp, carrots, peppers, spinach, Japanese mayo and more. The menu offers more than a dozen crepes from savory to sweet. Plus, each crepe is crafted by a skilled chef so it doesn’t just taste great, it’s visually pleasing too.

Customers also love the made-to-order Thai rolled ice cream. Try a traditional Thai ice tea flavor or delve into a strawberry, Nutella and matcha combination. There are more than a half dozen flavors to try or you can create your own.

And don’t forget about the lightbulb drinks — there’s everything from mango colada and honey green iced tea to mojito virgin and thai ice tea. The weather is finally warming up, these are good bets to cool you down.

by RestonNow.com Sponsor April 30, 2018 at 12:00 pm 0

Interested in buying a new home or designing your own?  Get a glimpse of the best new construction homes that Northern Virginia has to offer — on Saturday, May 12 at 12 p.m.!

Join the Keri Shull Team for an exclusive luxury tour around the latest and greatest new construction communities of Loudoun County including Toll Brothers, Beazer Homes and NVR Homes.

Hosted by New Construction Specialists from the Keri Shull Team, this luxury tour around Loudoun will take you through these new communities, while going over the ins-and-outs of building or buying a brand new home.

Perfect opportunity to discover your new home, meet your future developer or find your next inspiration!

Ride in style with the Keri Shull Team — Saturday, May 12! Wine and hors d’oeurves are included free of charge.

What’s Included With Your $49.99 Refundable Deposit

  • Executive limo van transportation from Reston Limousine
  • Boxed lunch from Pinstripes
  • Keri Shull Team wine opener
  • Expert guidance from the areas top new construction agents
  • Private arranged VIP tour; exclusive insights for this tour only
  • $250 Moving rebate from Town and Country Movers
  • $100 credit towards labor from Charles Graves Painting
  • Free staging consult if you have a home to sell
  • Lifetime membership to our exclusive client events

For your deposit to be refunded, you must buy any home within the next 12 months from your tour date. Space is limited to 20 attendees, so sign up today before it fills up! Click here to register.

Event details

  • What: VIP New Construction Limo Tour
  • When: Saturday May 12, from 12-3 p.m.
  • Where: Toll Brothers, Beazer Homes, and NVR Homes
  • Cost: $49.99 refundable deposit
  • Contact:  [email protected]or call 571-969-7653

Space is limited to 20 attendees, so sign up today before it fills up! Click here to register.

by RestonNow.com Sponsor April 23, 2018 at 3:30 pm 0

There are many reasons to make sure you have an estate plan after remarriage. In this brief space I will address a few.

We are all familiar with the sitcom Modern Family, and many of us live in a “modern” family.  That is because 3 out of 4 people who divorce eventually remarry.

According to data published by the Pew Research Center, 6 in 10 women in remarriages are living in what the Census Bureau calls a “blended family.”

However, we have come a long way since the Brady Bunch. Today’s modern family may have step children and step parents, but they may also include half siblings and adopted siblings.

Blended families are faced with unique challenges such as co-parenting with another family and finding balance for children who live between two homes. Planning your estate with a blended family also presents unique challenges, like how to provide for your spouse without accidentally disinheriting your biological children.

Let’s assume: 1) your spouse has children, 2) your spouse does not adopt your children, and 3) your assets consist of retirements funds and a jointly owned home with your spouse. What if according to the laws of your state, in the absence of an estate plan everything passes to your spouse? And what if your spouse dies without an estate plan and all his assets — including the ones he inherits from you — go to his children? Your children get nothing. Clearly, this is not a desirable outcome.

A better alternative is to establish a plan that provides for your children, your spouse and perhaps your spouse’s children.

For example, you may want a trust that allows your spouse to use the assets in your estate for the remainder of his life, then pass those assets to your children. Or you may wish to leave a portion of your assets to your children outright and leave the remainder to your spouse. In this scenario, you might consider who will manage your children’s assets. You might also consider a trust that protects your spouses’ children if your spouse remarries, gets sued or dies.

Other factors to consider include the impact of divorce agreements and marital property laws. If there are minor children, planning for their custody adds further complexity. Suppose you don’t want your ex-spouse to take custody of your children? What are your options?

There are many things to think about when planning an estate after remarriage. Be clear about your intentions and reach out to experts to address your concerns. Contact Global Law PLLC or call 703-712-8000 for more information about to create an estate plan for your blended family.

by RestonNow.com Sponsor April 17, 2018 at 12:00 pm 0

Founding Farmers Reston is now open and has all of your lunch needs covered! Get out of the office and take a real break while you lunch or meet with friends for some light bites and drinks at the bar.

Located on the Silver Line at the Wiehle-Reston East Station, the restaurant is just steps from the Metro. With validated parking and $3 valet, parking is easy! Reserve your table today.

They’re also open for full service breakfast Monday through Friday at 7 a.m. with complimentary Wi-Fi, or grab & go style at their First Bake Café. The café is your on the go, one stop shop for coffees, teas, cold pressed juices, breakfast burritos, donuts and more!

Open seven days serving up breakfast, lunch, dinner and a can’t miss Farmers Market Buffet Brunch on weekends. Make your way over to Reston Station to see all that Founding Farmers has to offer. To view menus or to make a reservation, visit WeAreFoundingFarmers.com.

by RestonNow.com Sponsor April 10, 2018 at 1:00 pm 0

If you want to achieve your most cherished goals, you have to make your money work hard for you — and that means putting together a systematic and attainable plan.

According to many financial experts, the success of a long-range savings and investment plan is predicated not on the rate of return, but on the use of a systematic plan.

A financial plan, a central component to any comprehensive investment process, can help you avoid expensive financial mistakes that can seriously damage your financial health, including taking on too much debt, not saving enough and placing too much of your financial assets in investments with a high level of risk.

A Comprehensive Investment Process

In developing a comprehensive investment plan, you need to start by gathering information. By taking a careful look at your assets and liabilities, insurance coverage, how long you have to save for retirement and the tax status of your various accounts, you can better prepare for your future.

As you are reviewing your current financial situation, you will want to identify issues and opportunities. Depending on where you are in your financial life cycle, you may have specific short- and long-term goals to consider.

  • During the Wealth Accumulation phase, as you are gathering and building assets, you may also be establishing your career and family, planning for your children’s education and saving for retirement.
  • During the Wealth Distribution phase, when you have built a strong portfolio of assets, you may be considering retirement, purchasing a second home, helping your children financially and developing an estate plan.
  • The Wealth Transfer phase represents the culmination of a successful strategy as you prepare to transfer your wealth to your heirs and favorite charities in a tax-advantaged way, both during your life and at death.

All of this information should be factored into your financial plan. A Financial Advisor can evaluate where you are financially and help you plan for the future.

Next, you and your Financial Advisor need to develop an investment strategy to put your financial plan into action.

This strategy should consider risk vs. reward, proper asset allocation and portfolio diversification. Together, you and your Financial Advisor can develop a plan designed to minimize risk and maximize opportunities that can help you reach your goals.

Once your plan is designed, you need to implement it. Your Financial Advisor will help you choose quality investments to put your strategies to work.

Regular reviews of your investment plan help ensure that your asset allocation and investment strategies continue to meet your changing needs.

Article approved by Robert W. Baird & Co. for Matthew Cash, Financial Advisor at the Reston office of Robert W. Baird & Co., member SIPC. Matt has 9 years of financial services industry experience, and can be reached at 571.203.1677, or [email protected]. Robert W. & Co. does not offer tax or legal advice.

by RestonNow.com Sponsor April 4, 2018 at 2:45 pm 0

Dining in Reston just got more delicious!

Founding Farmers Reston is opening next Wednesday, April 11, and they offer something for everyone. Their full-service restaurant and bar is open seven days a week serving breakfast, lunch, dinner and a decadent Farmers Market Buffet Brunch on weekends. The restaurant’s beautiful design, comfortable spaces and original art are worth the trip alone. Reserve your table today.

Or stop by their Founding Farmers First Bake Cafe for freshly-made Grab & Go goodies.

  • Get your day going with a quick and healthy breakfast.
  • Quench your thirst with a farm health fresh-pressed juice.
  • Grab a dozen donuts and a carton of their specialty-roasted Compass Coffee to share with everyone at the office.
  • Enjoy an afternoon treat with a fresh-baked cookie or their house-churned ice cream.

As a farmer-owned restaurant, almost all of Founding Farmers food and drink — even the Founding Spirits they use in their craft cocktails — is made from scratch, using high-quality ingredients from American family farms.

Make your way over to Reston Station to see all that Founding Farmers has to offer.

by RestonNow.com Sponsor March 29, 2018 at 12:00 pm 0

Interested in buying a new home or designing your own?  Get a glimpse of the best new construction homes that Northern Virginia has to offer — on Saturday April 7 at 12 p.m.!

Join the Keri Shull Team for an exclusive FREE luxury tour around the latest and greatest new construction communities of Loudoun County including Toll Brothers, Beazer Homes, and NVR Homes. Hosted by New Construction Specialists from the Keri Shull Team, this luxury tour around Loudoun will take you through these new communities, while going over the ins and outs of building or buying a brand new home.

Perfect opportunity to discover your new home, meet your future developer or find your next inspiration!

Ride in style with the Keri Shull Team — Saturday, April 7! Wine and hors d’oeurves included — absolutely free!

Attendees of New Construction Limo Tour will receive our exclusive guarantee: Move up to any of our new construction listings and we will sell your current home for free!

Event details

  • What: New Construction Limo Tour
  • When: Saturday April 7th, 12 p.m. – 3 p.m.
  • Where: Toll Brothers, Beazer Homes, and NVR Homes
  • Cost: FREE
  • Contact:  [email protected] or call 571-969-7653

Space is limited, so sign up today before it fills up! Register at: Loudouncountytour.com.

by RestonNow.com Sponsor March 22, 2018 at 2:15 pm 0

The average age of a Reston adult is about 40, which means their parents are approaching retirement age.

While 40-somethings are focused on career and making sure their kids are getting prepared for college, are they also making sure their parents are prepared for retirement?

Our parents will inevitably need some form of long term care during their retirement years, so careful estate planning is important. Notably, the key word in estate planning is planning. Surprisingly, too many people do not have an adequate plan.

I have found in my practice that many people mistakenly think Medicare covers all long term care expenses.

However, Medicare (Part A) only pays for care in a long term care hospital, Medicare-certified skilled nursing facility under certain conditions for a limited time or through Medicare-certified home health services like intermitted skilled nursing care or hospice care. It will never pay for in-home custodial care, nursing home, continuing care retirement community, or assisted living facility.

Suppose your parent has dementia or Alzheimer’s and is fully mobile but cannot be left alone? Long term care for your parent can range from $2,000 to more than $6,000 a month. These costs are paid out of retirement funds and can easily exceed the average person’s retirement budget.

Although rare, there are organizations that provide affordable options like flat monthly fees for basic, mid-level and advance wellness packages to fit different budgets.

In some families, a family member becomes the caregiver, usually a spouse or a child. Even when family members step up to become the caregivers, respite or additional help is also frequently required. For those who plan ahead, purchasing long term care insurance is a great way to manage these costs while being able to remain in one’s home. Another option is designating a family member to be the care giver.

Consider what happens when your parent cannot afford the cost of care or does not have a family member to provide care. The only option is nursing home or home health care covered by Medicaid.

To qualify, your parent’s monthly income cannot exceed 300% of the SSI amount for an individual, or $2,205 per month for 2017 and Medicare will require any assets to be used to pay for care, unless the assets were transferred or liquidated 5 years prior to applying for Medicaid.

A popular strategy to deal with the 5-year “look back period” is to transfer the deed to the home to a child. This may solve the Medicare problem, but it has drawbacks. In most cases, the child will pay higher taxes if he or she later sells the property.

Be proactive in 2018. Contact us via email or call me at (703) 712-8000 set up a consultation and take the necessary steps to protect yourself and your family.

by RestonNow.com Sponsor March 13, 2018 at 2:30 pm 0

The most booked restaurant in the Nation on Open Table is opening their latest restaurant at the Wiehle-Reston East Metro Station.

Founding Farmers Reston has something for everyone.

Their full-service restaurant and bar is open seven days a week serving breakfast, lunch, dinner and a decadent Farmers Market Buffet Brunch on weekends. The restaurant’s beautiful design, comfortable spaces and original art are worth the trip alone. Reserve your table today.

You could also stop by their Founding Farmers First Bake Café, located within the restaurant, for freshly-made Grab & Go goodies.

  • Get your day going with a quick and healthy breakfast.
  • Quench your thirst with a farm health fresh-pressed juice.
  • Grab a dozen donuts and a carton of their specialty-roasted Compass Coffee to share with everyone at the office.
  • Enjoy an afternoon treat with a fresh-baked cookie or their house-churned ice cream.

As a farmer-owned restaurant, almost all of Founding Farmers food and drink – even the Founding Spirits, made in their DC distillery and used in their cocktails – is made from scratch, using high-quality ingredients from American family farms.

Make your way over to Reston Station to see all that Founding Farmers has to offer.

by RestonNow.com Sponsor February 22, 2018 at 1:30 pm 0

Like most people, you probably have set all sorts of goals for 2018.

Do these goals include: putting a plan in place for who will care for your minor children if you and your spouse passes away? Who will make financial and health care decisions for you if you become incapacitated? Who will receive your property in the event of your death?

If you believe planning for your family’s protection is important, perhaps the most important goal for 2018 should be to create an estate plan.

A basic estate plan typically includes a will or trust, and power of attorney for property management, financial decisions and health care.

Why is an estate plan important? Because if you do not make these decisions yourself they will be made for you by a court.

Why do you need a will? A will accomplishes three main objectives:

  1. To name a guardian for your minor children if both you and your spouse die. What decision could be more important that who will care for your child and manage his or her finances? Enough said.
  2. To name an executor of your estate to collect your assets, pay your debts and distribute your assets to your beneficiaries. The executor is someone you trust that is competent to carry out your wishes when you are gone. If your estate includes a business, your executor can also operate the business until the estate is settled. Without a will, the probate court will appoint an administrator, and the poor soul will have to guess his or her way through probate.
  3. To specify the people or charitable organizations that you want to receive your assets. In the absence of a will, your assets will be divided between your surviving relatives (this includes your spouse, children, step-children, parents and siblings) according to state law. This means the state dictates who will receive your property and in what proportion.

A will also gives you control over when your children will receive your assets.

If you die without a will, a court must appoint and supervise a guardian to manage any property your minor child receives from your estate, retirement account or life insurance policy, until the child turns 18. Wouldn’t you want to prevent the undesirable outcome of your child receiving a lump sum inheritance at age 18?

By setting up a trust in your will to hold your child’s share of the estate you ensure proper management of the funds you worked so hard to leave them until they reach a more mature age.

Why do you need a power of attorney?

What happens if you become incapacitated? Do you want your loved ones to have to ask a judge to name someone to manage your financial affairs? Wouldn’t you rather pre-designate that person and make sure they are prepared for this responsibility?

With a general (or “durable”) power of attorney, you name an agent to manage your property and financial affairs if you become incapacitated. A health care power of attorney appoints an agent to make health care decisions for you if you cannot act for yourself.

A spouse can make decisions regarding jointly held property absent a power of attorney; otherwise a court must appoint a guardian of your property to access your accounts to pay your bills, and make decisions regarding living arrangements and medical care.

Be proactive in 2018. Contact us to set up a consultation and take the necessary steps to protect yourself and your family.

by RestonNow.com Sponsor February 12, 2018 at 1:45 pm 0

Written by Mina Fies, Synergy Design & Construction

Like many of us, Pam and Mike have a busy family life. After living in their Herndon home for twelve years, they loved their house but knew it was time for a makeover.  Family, friends and entertaining were all high priorities which made a new kitchen, laundry, guest bathroom and updated family room move to the top of their remodeling list.

Since most homeowners fear the disruption a remodel brings, especially when it comes to the kitchen, we do our best to ease their angst by making it as smooth as possible. We always set up a temporary kitchen with the essentials homeowners need — a cooktop burner, a microwave, pots and pans — we’ll even move the fridge to make life easier!

We find it’s the things that make the biggest impact to the remodeling experience. It certainly helped Pam, Mike and their family go about their day-to-day lives while living in the home during the construction phase of their project.

Interested in learning more? Let Pam and Mike tell you in their own words Why Us!

Want to see more inspiring Reston remodeling projects?  

Learn more about Synergy Design & Construction — Reston’s own award-winning home remodeling firm focused on multi-room and whole home renovations. We provide a personal approach to home remodeling that is evident throughout the Reston community. Whether you’ve seen our work on the Reston Home Tour, through RA’s Helping Homes projects or at Cornerstones, we are dedicated to helping Reston “Renovate Happy.”  

by RestonNow.com November 3, 2017 at 6:00 am 0

On Fridays, we take a moment to thank our advertisers and sponsors:

AKG Design Studio, boutique design firm specializing in kitchen, bathroom designs and cabinetry sales.

Berry & Berry, PLLC, Reston law firm specializing in federal employment, retirement, labor union, and security clearance matters.

Reston Real Estate, Eve Thompson of Long & Foster Real Estate specializes in Reston homes.

Becky’s Pet Care, offering friendly pet services in Northern Virginia.

Reston Community Center, serving Reston’s recreational and cultural needs.

MakeOffices, shared work spaces with five area locations, including Reston.

Boofie O’Gorman, Top Producer Realtor at Long & Foster Reston.

Goldfish Swim School, specializing in children’s swim lessons year-round.

Small Change Consignment, serving Reston’s kids for more than 30 years.

A Cleaning Service, professional residential and commercial cleaning.

Reston Montessori, private co-educational school for children ages 3 months to sixth grade.

Lofts at Village Walk, urban townhome condominium designs at The Village at Leesburg.

Tall Oaks Assisted Living, assisted living, memory care and more senior care services.

Edlin School, a K-8 private school that provides a unique learning environment for gifted children.

Lennar Homes, Westbury Glen is the newest single-family community in Aldie, Virginia.

Knutson Brambleton, Loudoun County urban townhomes with yards in the sky.

by RestonNow.com October 6, 2017 at 6:00 am 0

On Fridays, we take a moment to thank our advertisers and sponsors:

AKG Design Studio, boutique design firm specializing in kitchen, bathroom designs and cabinetry sales.

Berry & Berry, PLLC, Reston law firm specializing in federal employment, retirement, labor union, and security clearance matters.

Reston Real Estate, Eve Thompson of Long & Foster Real Estate specializes in Reston homes.

Becky’s Pet Care, offering friendly pet services in Northern Virginia.

Reston Community Center, serving Reston’s recreational and cultural needs.

MakeOffices, shared work spaces with five area locations, including Reston.

Boofie O’Gorman, Top Producer Realtor at Long & Foster Reston.

Goldfish Swim School, specializing in children’s swim lessons year-round.

Small Change Consignment, serving Reston’s kids for more than 30 years.

A Cleaning Service, professional residential and commercial cleaning.

Reston Montessori, private co-educational school for children ages 3 months to sixth grade.

Lofts at Village Walk, urban townhome condominium designs at The Village at Leesburg.

Tall Oaks Assisted Living, assisted living, memory care and more senior care services.

Edlin School, a K-8 private school that provides a unique learning environment for gifted children.

Lennar Homes, Westbury Glen is the newest single-family community in Aldie, Virginia.

Knutson Brambleton, Loudoun County urban townhomes with yards in the sky.

by RestonNow.com September 1, 2017 at 6:00 am 0

On Fridays, we take a moment to thank our advertisers and sponsors:

Reston Station, Summerbration will offer something to watch, listen to, taste and enjoy all summer long.

Greater Reston Chamber of Commerce, the business community for the vibrant region.

BLVD, Comstock’s apartments at Reston Station.

AKG Design Studio, boutique design firm specializing in kitchen, bathroom designs and cabinetry sales.

Berry & Berry, PLLC, Reston law firm specializing in federal employment, retirement, labor union, and security clearance matters.

Reston Real Estate, Eve Thompson of Long & Foster Real Estate specializes in Reston homes.

Reston Carpet Cleaning, local cleaning service.

Becky’s Pet Care, offering friendly pet services in Northern Virginia.

Reston Community Center, serving Reston’s recreational and cultural needs.

Reston Town Center, offering more than 50 shops, 30 restaurants, an 11-screen cinema and more.

MakeOffices, shared work spaces with five area locations, including Reston.

Boofie O’Gorman, Top Producer Realtor at Long & Foster Reston.

Goldfish Swim School, specializing in children’s swim lessons year-round.

Small Change Consignment, serving Reston’s kids for more than 30 years.

A Cleaning Service, professional residential and commercial cleaning.

Reston Montessori, private co-educational school for children ages 3 months to sixth grade.

Kalypso’s Sports Tavern, providing great food and drink at Lake Anne Plaza.

Bright Horizons at Commerce Metro Center, new child care facility in Reston.

Reston Children’s Center, providing care, preschool and private education and summer camp enrichment.

Ryan Homes — Westmoore, Loudoun County’s hottest new Metro community in the heart of Ashburn.

Knutson Brambleton, Loudoun County urban townhomes with yards in the sky.

Knutson Crescent Place, urban townhomes in Leesburg — Loudoun’s authentic town center since 1758.

Lofts at Village Walk, urban townhome condominium designs at The Village at Leesburg.

Towns of Lansdowne Square, a collection of 23 luxury urban townhomes in downtown Lansdowne.

Tall Oaks Assisted Living, assisted living, memory care and more senior care services.

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